Dillons currently has a fantastic promotion going on in their pharmacy. When you fill a prescription between now and the end of the year, you will automatically be enrolled in their pharmacy rewards plan if you use your Dillons card. With this initial prescription you will receive $50 on your Dillons card!
When our youngest got out of the hospital we had a prescription to fill and I happened to remember this program so I headed to Dillons. I then bought a few groceries to get us through the next few days and by the time I went to pay, the money had already hit our card (they tell you it takes 24 hours). I bought those groceries and some the next week for free!
The next reward comes when you have 4 more prescriptions filled. Refills count towards this reward, not just new prescriptions. I cannot seem to find details on this but my pharmacy said with 4 fills you receive $100 and with 4 more fills you receive another $100.
If you need any prescriptions filled between now and Dec. 31, head over to Dillons and remember to bring your rewards card.
Thursday, November 18, 2010
Save on Prescriptions at Dillons
Monday, June 14, 2010
Home Depot Moving Discount
Are you moving soon or have you just moved? If you answered yes to either of those, head over to Home Depot and sign up for a 10% off coupon plus customized emails with checklists, moving time lines, and projects.
It seems like every time we move there is always something we need to go to Home Depot for. There are always many little things you need that you never anticipated and this program offers a discount on those items.
Tuesday, May 19, 2009
Tightwad Tuesday: Cell Phone Accessories
We finally caved in two weeks ago and upgraded our cell phones. It had been two and a half years since new phones and I never liked the one I had. My husband found a free one at Best Buy that he liked so we took the plunge. Free phones aren't really free though - there are fees for upgrading and new accessories will need to be purchased. It is still cheaper than paying for a phone though. In order to save some money, we went to Amazon.com and searched for accessories. Instead of paying $24.95 for the travel charger our cell company offered, we paid a penny plus $2.98 shipping for a generic version. We also found similarly priced cases, screen savers, etc. If you are in the market for a new phone, I suggest looking online before buying the expensive accessories from the store.
Tuesday, March 17, 2009
Savin' O The Green eBook Sale
Here are a list of the ebooks offered:
Monday, March 16, 2009
Money Saving Book Sale
Tomorrow, Money Saving Mom and Living on a Dime are hosting an incredible e-book sale. They will be offering 17 ebooks, mostly related to saving money through groceries and cost effective meals, for $17. Check back here Tuesday morning for more details on how to get these great books at an incredible savings.
Thursday, February 5, 2009
Coupons: Are They Really Worth It?
I hear this question asked all of the time and I'm here to say, yes, they are very much worth it. The trick is learning how to use them in conjunction with sales. I used to think I was decent with coupons but I learned a ton when I joined The Grocery Game. Through this website and reading several blogs, I've learned how to play the "game" of couponing. In a few days, I will show you my coupon system but today I want to focus on where to find the coupons.
Newspaper: This is the most obvious place to start. Most cities have the coupons in the Sunday paper. My advice is to buy the paper for the largest city in your state. They tend to have more coupons and sometimes even higher value ones than the smaller cities. I live in the 3rd largest city in my state yet I still buy a paper most weeks for on of the other cities.
Friends & Family: Ask your friends, family, and co-workers for their coupons. At one point in time, I was receiving 3 copies of the local paper every week. This helps when there is a great stock up sale because then you can buy more than one item.
Coupon Train: I've been in a train for years now and it always amazes me how the value and variety of coupons varies across the nation. I found my train through a website I've frequented for years. There are several coupon related websites that offer trains but if you frequent a message board, try setting up your own site. We simply use Yahoo Groups to set up the train and it has worked great for years. If you have a local message board, this is a great way to get a train going too.
Websites: Most major manufacturers offer coupons on their websites. The best way to know about them is to sign up for their newsletters. I also check out several blogs that alert when a new coupon is out.
Downloadable sites: Shortcuts.com (available for Kroger affiliated stores), Kroger.com, and Upromise are the ones I frequent. The first two you can download to your shopping card and they will automatically show up when you checkout. It takes about an hour to get them to your card so keep this in mind when shopping. Upromise is not an actual coupon but the amount you save is added to your Upromise account. This is a simple way to save for college with very little effort.
If you are interested in joining The Grocery Game, please use me as a referral - light52b at yahoo dot com (take out the spaces).
Monday, October 13, 2008
When It Rains, It Pours
It seems like every electronic item in our house is falling apart lately. With my husband not working full time we cannot afford to replace them all at once. Here is my plan of attack on how to replace these items:
Laptop: This seems to be dying rather rapidly and it doesn't help that my toddler keeps pulling the keys off. We had someone look at it last week to take care of a few issues and it seems to be working better. It still randomly shuts off but a few other issues are taken care of so this will have to work for now. We are hoping it can at least limp by for a few more months.
Digital Camera: You have heard my complaints about my camera before so you know I am hoping to get another one for Christmas. If I do not get another one, my plan is to use my swagbucks points to get several Best Buy gift cards. I'm getting close to having enough for my first one. Digital cameras are becoming more and more affordable so hopefully I can make up any minor difference from our budget. If you would like to sign up for the swagbucks search engine and begin earning your own rewards, click on the button to the right of this post.
Television: The TV in our basement flat lined last week. Literally. My son was watching it and all of sudden, there was a line straight across the middle of the screen. You could still hear the show, but there was no picture. I can now turn on the TV and get a picture for awhile, but it still flat lines everytime. We are searching Craigslist for a decent replacement because a new one is definitely out of our budget right now.
How do you handle unexpected expenses? We could probably take money from our emergency fund but none of these seem an emergency at the moment.
Monday, October 6, 2008
Saving Money on Christmas
Today starts the 12 Weeks of Christmas over at Modern Mommyhood, so today's post is about Christmas to celebrate this new carnival.
I recently talked about how to be more organized for Christmas and many of those concepts will help you save money too. I would love to hear how others save money so feel free to leave me a comment.
Budget: Make a budget and stick to it. Remember the list of gift recipients you made - go find that list and put a dollar amount next to each name. Also, make a budget for food and parties.
Intentional shopping: Have you ever gone to the mall or a store just to see what they have and come out with more than you planned on buying? I'm sure most of us have and this is where intentional shopping comes in. Do not go to a store just to browse around. Go in knowing what you intend to buy and then only buy that item(s). Since I began intentional shopping over a year ago, I've saved hundreds of dollars.
Buy ahead: Start collecting food and gift items now when you see them on sale. I save a lot of money at the grocery store by using The Grocery Game. Sign up now to begin creating a stockpile of grocery and toiletry needs for the holidays. Many of these great finds can be turned into a gift basket or donated to the needy. I've been watching the craft stores too for supplies on sale so when I get ready to make Christmas gifts, I have all my supplies for a fraction of the cost.
Homemade: Not everything needs to be homemade, nor should it be but you can save some serious dough by making a few things. Over the next few months (starting tomorrow) I will feature a few of the homemade things I am either doing or have done over the years. My problem this is year is that I have more ideas than I have people to give them to.
Have a few go to meals on hand: We all know the holidays are crazy and in my household there are many times I want to turn to fast food to save a few minutes. If I plan ahead though, dinner can be ready in no time and it will be much healthier. I'm planning on putting a few casseroles and soups in the freezer to have on hand for those crazy days. I will also be using my crockpot a lot. Nothing is better than coming home to a home cooked meal ready and waiting for you.
So, what are you doing to save money during the holidays this year?
If you signed up for The Grocery Game, I would appreciate you using me as a referral. My referral email is light52b at yahoo dot com. Thanks!
Monday, September 15, 2008
Guest Post
I recently wrote a guest post on Moms Rules about planning ahead in order to save time and money. Please check it out and the rest of the site while you are there - Mina shares some great insight on money and being a mom.
Tuesday, September 9, 2008
Emergency Fund
With all of the hurricanes lately, I've been thinking more about being prepared for life's emergencies. It usually only takes one emergency to teach you how to prepare but why not start preparing now. I once went nine days without power thanks to an ice storm. I thought I was prepared but I learned several lessons during that time and now I am much more prepared if something like that should ever happen again. Today, I'm going to talk about being prepared financially.
An emergency fund is simply that - a fund to be used for life's little (and sometimes big) emergencies. Dave Ramsey says to start with $1,000 and then build it up to 3-6 months of living expenses once debt is all paid off. He also states that once you begin living on a budget (more to come on that subject at a later date), many of life's emergency are no longer an emergency. They can simply be worked into the budget for that month. I totally agree with that theory. We have an emergency fund of about six months living expenses (not total expenses, simply what is needed to get by) and this is why I didn't totally panic when I found out my husband's hours had been cut. We immediately started working odd jobs to help out and calculated how long we could survive on the small salary and emergency fund. You know what? - we have only touched that fund twice since last fall. We calculated we had enough to make it until May, June at the latest. It is now September and the fund is still mostly there. It hasn't been easy, but we have changed our lifestyle to cover this emergency.
I also didn't panic when I woke up to a flooded house because I knew I had that emergency fund in place. Yes, insurance covered the damage but there was still a deductible and a few expenses that were not covered (i.e the refridgerator). I was upset and stressed for awhile, but I knew I could afford to put my house back together. Of course, it helped that Uncle Sam gave a little stimulus check this spring to help out my emergency fund and that went straight towards my deductible.
Does it seem overwhelming to come up with this money? Don't let it be. Start by putting back a little extra each month. To give the fund a little boost, sell something on eBay or Craigslist. Once you start working on the fund, it isn't as overwhelming as it seems.
Are you looking for a great place to keep this fund? My suggestion is ING DIRECT. I've had my emergency fund there for over a year now and I couldn't be happier. Remember, you want to have your money in a place where it is easily accessible, but not so easy that you can use it for non-emergency items. To sign up for ING DIRECT (which currently has a 3% interest rate), click on the banner in the right side of this blog.
My challenge today is to start that emergency fund so you will be more prepared when life's next emergency rolls around.
Friday, September 5, 2008
Right At Home
I've been a subscriber of Right at Home for awhile now and it is a good resource for coupons and household tips from SC Johnson. The newsletter comes to your inbox so you don't have to remember to check the site often. Check it out here (sorry, link has expired) to subscribe and start saving today. This is the company that brings you great household items such as Windex, Ziplock and Scrubbing Bubbles.
Also, don't forget to click the ING DIRECT banner on the left side to sign up for a great online savings account. It is currently paying 3% interest which is much better than any local bank around here.
Tuesday, September 2, 2008
Back from a Break
We had a super busy weekend and I didn't get a chance to update this blog. Hopefully tonight I will have some time to download pictures and show you why I was so busy. In the meantime, enjoy this link to a great article from My Money Blog on Maslow's Hierarchy of Needs combined with Personal Finance.
Thursday, August 28, 2008
Finance Books on Sale
I'm a huge advocate of Dave Ramsey and now through Sept.2, he is having a sale. All of his books and downloads are on sale for $10 each. Visit www.daveramsey.com to see all of the choices, but I highly recommend Total Money Makeover and Financial Peace. Although we have always been debt adverse, we have still learned some great tips from Dave. If you are in debt or struggling with living paycheck to paycheck, then you will get even more out of his books.
Friday, August 15, 2008
ING DIRECT Savings
I've had an ING DIRECT account for over a year now so I can vouch for this online bank. They currently have 3% earnings on savings accounts so this is a great place to keep your emergency fund. Also, if you refer people from your account, you make a little money and so do they. Here are a few of the positives about this bank.
With an Orange Savings Account from ING DIRECT, benefits to account holders are:
- A variable 3.00% Annual Percentage Yield on savings every day
- No minimum deposit
- No hidden fees or service charges
- 24-hour access to your account
- A higher earning rate than most CD's or money market accounts without having to change banks!
In addition to paying high interest, Electric Orange (checking) delivers:
-Free ATM access at more than 32,000 Allpoint™ ATM locations
-Free Bill Pay, direct deposit, and Electric Checks—our lightning-fast online check writing feature (if you have to send a paper check we’ll send it for you, and we’ll even supply the stamp)
-Free MasterCard® Debit Card for purchases anywhere MasterCard® is accepted
ING DIRECT makes $aving money simple! Open your account online today and start earning 3.00% variable APY. No Fees and No Minimums!
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